Attention homeowners in Spokane and Spokane County: Get an Appraisal today!

The top seven reasons WA homeowners call on Scamahorn Appraisals:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a WA property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of real estate in question to settle an estate in Spokane county or WA

Own a house in or near Spokane, WA and need help deciding the price of it?
Contact Scamahorn Appraisals.

We at Scamahorn Appraisals understand the special needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the customary "products" we deliver to them. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Scamahorn Appraisals is seasoned in helping consumers just like you abolish unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other houses close to yours. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal from Scamahorn Appraisals is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Scamahorn Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Scamahorn Appraisals can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Scamahorn Appraisals can We can assist you. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.